Secure Electronic Transaction (SET)

A secure electronic transaction (SET) is an open-source and cryptography-based protocol for secure payment processing via nonsecure networks. In June 2003, SET was published as RFC 3538. SET was replaced by more advanced systems, such VISA’s 3-D Secure.

In 1996, SET was launched and backed by VISA, MasterCard and other payment processing industry leaders. SET’s blinding algorithm ensures data confidentiality, data integrity and cardholder/merchant authentication.

An SET system includes the following components:
  • Merchant
  • Cardholder/acquirer
  • Card issuer
  • Payment gateway
  • Certification authority (CA)
  • Dual signature: A guaranteed SET data integrity innovation that links two different recipient messages

Post a Comment

0 Comments